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Home Equity Lines of CreditUnlock your home’s potential power with a Home Equity Line of Credit! A RSB Home Equity Line is a great tool for a home remodel or renovation, a vacation, consolidating high interest rate credit cards, or just to have in case of an unexpected emergency or expense. Call our Consumer Loan Department today to find out how much equity you may be able to tap into! *Home Equity Lines of Credit are subject to credit approval and must meet RSB underwriting guidelines. Auto LoansThe car buying process can be overwhelming at times, but at RSB we make the loan process easy. Already purchased your car? Talk to us today and let’s see if we can save you some money with a lower rate! *Auto loans are subject to credit approval. Term, rate and down payment requirements are based on the collateral age. Boat LoansWe are proud to serve a community located on the Roanoke River, Roanoke Rapids Lake and Lake Gaston! For most of us, boats are a way of life! At RSB, we have a boat program designed to get you on the water! *Boat loans are subject to credit approval. Term, rate and down payment requirements are based on the age of the collateral. Visa Credit CardOur Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.
*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 7.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 14.24% and 24.24%, Platinum Edition APRs are currently between 13.24% and 23.24%, and Cash Rewards Platinum APRs are currently between 17.24% and 27.24%. Rates are accurate as of February 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A. |
We are ready to help!Call or come by today for more information on all of our loan programs! We are here to help! |
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